An dieser Stelle können wir einmal versuchen, die Banken der bekanntesten Karibikländer vorzustellen und eine (hoffentlich) angeregte Diskussion über deren Qualität und Leistungen zu entfachen.

Ich rege an, Banken nach Ländern zu sortieren und nur die Banken zu benennen, bei denen Ausländer Konten eröffnen können (in Belize z.B. können Ausländer bei den dort ansässigen Banken beispielsweise keine "local accounts" eröffnen, wenn diese keine "residency" besitzen; eine Kontoeröffnung ist dann nur bei Offshore-Banken zulässig).

Länderübersicht:

Belize

Zu den obigen Banken sind die

FirstCaribbean International Bank
(-http://www.firstcaribbeanbank.com)

Provident Bank & Trust of Belize Ltd.
(-http://www.providentbelize.com),

Atlantic International Bank Ltd.
(-http://www.atlanticibl.com),

Belize Bank Ltd.
(-http://www.belizebank.com/international/index.html),

Caye International Bank Ltd.
(-http://www.cayebank.bz)

zuzuordnen.


Alle der vorstehenden Banken verlangen die nachfolgenden Dokumente oder Unterlagen zur Eröffnung eines Firmenkontos:

1. Photo identification of all parties to the account.
2. References on beneficial owner and signatories of the account.
3. A true, complete and up-to-date copy of the incorporation documents of the company (translated into English where
necessary).
4. Certified copy of Resolutions of the Board of Directors regulating the conduct of this account / Instruction Schedule for
Authorization Signatories.
5. Statements of Non-Resident Status for beneficial owner(s) or majority shareholder.
6. Indemnity for Facsimile, Email and Internet instructions.
7. Signed copy of the Bank’s Depository Agreement.
8. ProAxis Internet Banking Agreement.
9. Anticipated Activity for New Accounts.
10. Declaration of Source of Funds.
11. Due Diligence Consent Form.
12. Copy of Utility Bill.


Im Einzelnen gilt es vorzulegen:

Application Form
1. Complete the application form to open an account, including the section for signatures. This
section must capture the signatures of all the parties to the account, and be notarized in the event
the signatory(ies) is (are) not in Belize.
2. Certified Extract of Board of Directors Meeting if the applicant is a company.
3. Statement of Non Resident Status.
4. Indemnity for Facsimile, E-Mail and Telex Instructions which includes a section to “Insert Code” in
order to authenticate your instructions when received by any of these means. Please note that the
use of code words is not mandatory but customers are encouraged to use them.
5. Complete the attached Anticipated Activity Form New Accounts.

References
A suitable Bank Reference must be submitted for each of the signatories to the account (personal and
corporate accounts), beneficial owner(s) and director(s) of a company (corporate accounts). References
from an acceptable lawyer or accountant may be considered in substitution of bankers’ reference. A
bankers’ reference will only be accepted from an acceptable financial institution and should be an institution
with which the person has had a relationship for at least two (2) years. This should be stated in the
reference. (eg., length of relationship, nature of business, and average balances where possible).
Identification
We require an identification, which must bear the customer’s picture and signature. If the customer is not in
Belize, the copy of the identification must be notarized. The following are acceptable: picture and signature
page of a valid passport, or a valid driver’s license.

Confirmation of Address
Street and country address of the parties to the account are required.

Company Documents
In the case of a company, in addition to the above, the following are required:
1. Certificate of Incorporation, and Articles and Memorandum of Association.
2. Certificate of Good Standing (if company has existed for 12 months or more).
3. Subscribers appointment of directors of the company.
If the company is not registered in Belize the Certificate of Incorporation, and Articles and Memorandum of
Association must be notarized. If these documents are not in English, we require suitably translated copies
of these documents.

Mittlerweile akzeptieren die meisten o.g. Banken anstatt eines "utilities bill" bei deutschen Kunden die ablichtungsweise Vorlage des Personalausweises.

Hinsichtlich der "bank references" gilt: Die FirstCaribbean Bank und die Atlantic Int. Bank verlangen die Vorlage von zwei "bank references", die Provident Bank verlangt die Vorlage nur einer "bank reference".

Wichtig: Die FirstCaribbean Bank und die Atlantic Int. Bank wollen die die "bank reference" ausstellenden Banken kontaktieren (regelmäßig per Email), um die Richtigkeit und Authensität der "bank reference" zu überprüfen !
Die Atlantic Int. Bank Ltd. akzeptiert zwischenzeitlich von deutschen Kunden die Vorlage jeweils drei aktueller Kontoauszüge bezüglich des in der "bank reference" angegebenen Kontos, da Kontaktversuche jeder Art bei deutschen Banken unbeantwortet bleiben (wahrscheinlich gehen solche Emails in den Spam-Ordner), was allerdings die Kontoeröffnung erheblich verzögert.

Über die Belize Bank Ltd. (deren Inhaber der Engländer Sir Michael Ashcroft ist), gibt es nichts besonderes zu berichten. Die Caye International Bank Ltd. ist eine kleine Bank, über die nichts weiter in Erfahrung gebracht werden konnte.

Die Provident Bank & Trust of Belize Ltd. kann man ebenso wie die FirstCaribbean Bank (Tochter der Barclays Bank) als seriöse Bank einstufen.

Achtung: Lesen Sie zur Provident Bank & Trust of Belize Ltd. meine Warnmeldung in dem Beitrag: Provident Bank & Trust of Belize Ltd. sowie meine Ausführungen zu Offshorekorrespondenzbank in Deutschland
Gleichwohl würde ich die Provident Bank & Trust of Belize Ltd. noch nicht als unseriös einstufen wollen.
(geändert von tropico am 06.02.2007)


Alle vorgenannten Banken arbeiten den regionalen Bedingungen entsprechend langsam.



Cayman Islands

Einen kurzen Überblick über die Banken auf den Cayman Islands bietet nachfolgende Aufstellung (nicht vollständig, da manche Banken auf den Cayman Islands nur formal vertreten sind), die allerdings keine Aussage zu der Qualtität einzelner Banken zuläßt:

AALL Trust & Banking Corp Ltd
Alexandria Bancorp Limited
Altajir Bank
Ansbacher (Cayman) Limited
BFC Bank (Cayman) Ltd
BNP Private Bank & Trust Cayman Ltd
Banca Unione Di Credito (Cayman) Ltd
Banco Bilbao Vizcaya - BBV
Banco Bradesco S A
Banco Comercial Portugues SA
Banco De La Provincia De Buenos Aires
Banco de Sabadell S A
Banco Do Brasil S A
Banco Do Estado De Sao Paulo S A
Banco do Estado do Rio Grande do Sul S A Banrisul
Banco Itau S A
Banco Portugues Do Atlantico
Banco Sabadell
Banif (Cayman) Ltd
Bank Austria Cayman Islands Ltd
Bank Danamon Indonesia
Bank Espirito Santo International Ltd
Bank ln Liechtenstein (Cayman) Ltd
Bank Niaga Grand Cayman Branch
Bank of America Trust & Banking Corp
Bank of Bermuda (Cayman) Ltd
Bank of China
Bank of Credit & Commerce International
Bank of New York Trust Company
Bank of Nova Scotia
Bank of Nova Scotia Trust Company
Bank Vontobel Cayman
Barclays Private Bank & Trust
BBV America Fund Managers Limited
BCL Private Bank & Trust
BCN International Bank Ltd
Bermuda Trust (Cayman) Ltd
Bessemer Trust Company (Cayman) Ltd
BHD Cayman International Bank
British American Bank Ltd (George Town)
British American Bank Ltd (Industrial Park)
Butterfield Bank (Cayman) Limited (Fort St.)
Butterfield Bank (Cayman) Limited (Compass Centre)
Butterfield Bank (Cayman) Limited (West Shore)
CIBC Bank & Trust Company (Cayman) Limited
Caledonian Bank & Trust Ltd
Cayman National Bank Ltd (Main Office)
Cayman National Bank Ltd (West Wind)
Cayman National Bank Ltd (Buckingham Square)
Citco Bank & Trust Co Ltd
Close Bank Cayman Limited
Comerica Bank
Coutts (Cayman) Ltd
Delta Bank & Trust Co
Deutsche Bank (Cayman) Ltd
Dextra-Bank & Trust Co Ltd
Discount Bank & Trust Co
Dresdner Bank Lateinamerika AG
Dundee Bank
FirstCaribbean International Bank
First Cayman Bank (In Liquidation)
First Union Bank And Trust Company
Fortis Bank (Cayman) Ltd
Gerfiner Bank
Givens Hall Bank & Trust Ltd
Gulf Union Bank Ltd
HSBC Financial Services Limited
IBJ Whitehall Bank & Trust Co
Itau Bank Ltd
Julius Baer Bank & Trust Co Ltd
Mercury Bank & Trust Ltd
Merrill Lynch Bank & Trust Co (Cayman) Ltd
Midland Bank Trust Corporation (Cayman) Ltd
Morval Bank & Trust Cayman Ltd
Multi Banking Corporation (Overseas) Ltd
NCB (Cayman) Limited
Norinvest Bank
PDG Bank (Cayman) Ltd
Piguet Bank & Trust Ltd
PT Bank Bali
PT Bank Ekspor Impor Indonesia (Persero)
Queensgate Bank & Trust Co Ltd
Royal Bank of Canada (Main Office)
Royal Bank of Canada (Queens Court)
Royal Bank of Canada Trust Co (Cayman) Ltd
Santander Riobank (Grand Cayman)
Schroder Cayman Bank & Trust Co Ltd
Scotiabank (Cayman Islands) Ltd
Scotiabank Ltd (Fosters Airport Br)
Scotiabank Ltd (The Strand)
Shepherd Bank
Sul America International Bank (Cayman) Ltd
Trade & Commerce Bank
Trade Link Bank
Transcorp Bank
Transocean Bank & Trust Ltd
UBS (Cayman Islands) Ltd
Unicorp Bank & Trust Co Ltd
United Mizrahi Bank
Venecredit International Banking Ltd
Vontobel Bank & Trust Company Ltd
Western Oceanic Bank
Wing Hang Bank (Cayman) Ltd

Cayman Brac & Little Cayman
Cayman National Bank Ltd (Tibbetts Sq, Cayman Brac
Cayman National Bank Ltd (Blossom Village, Little Cayman)

Die meisten dieser Banken unterhalten indessen auf den Cayman Islands überhaupt keine Geschäftsräume.


St. Vincent & the Grenadines

Loyal Bank Limited
-https://www.loyalbank.com/eng/index.html

Aus einer Reihe von Gründen (häufiger Wechsel der Korrespondenzbanken etc.) kann man bei der Loyalbank Ltd. nicht empfehlen, mit dieser Bankgeschäfte zu tätigen. Aufgrund dessen, daß diese Bank offensichtlich aus "gods own country" überwacht wird, erklärt sich folgende Bankmitteilung:

Dear Clients,

Due to changes in our correspondent banking relationship, documentary evidence (supporting documentation, for example a copy of invoice, agreement) is requested for each incoming and outgoing USD transfer of any amount, effective June 1, 2005 .

We apologize for these inconveniences, however it is a requirement of our correspondent Bank.

Please send the supporting documentation and appropriate forms upon initiating your transfer via fax to (+1784) 451 27 57 or send a scanned copy to lblcompliance@vincysurf.com:

For outgoing transfers:

Confirmation of Wire Request (CWR) form
Supporting documentation of the transfer (invoices signed and stamped by the company or individual issuing the documentation, agreement, statement or other official documents between the sender and the receiver of funds).
Clients initiating transfers to their own accounts held at another bank are also required to submit a CWR, stating “Transfer to own account”.

For incoming transfers:

Declaration of Source of Funds for incoming transfer (DSF) form
A copy of wire instruction form (form filled out by you or your business partner when initiating a transfer from the sender bank)
Supporting documentation of the transfer (invoices signed and stamped by the company or individual issuing the documentation, agreement, statement or other official documents between the sender and the receiver of funds).
In case we do not receive the above documentation, our correspondent bank might not accept your transfer and the funds might be returned.

Please contact our Customer Service at
customerservice@loyalbank.com to request the new forms, new SWIFT details and assistance.

Please note that these requirements are new and it might take some time until all relevant changes are made on our website and until new forms are published. We do understand that this will add paperwork for our clients, but we should comply with our correspondent bank’s regulations.

Should you have any questions, please do not hesitate to contact us.

We very much thank you for your understanding.
Loyal Bank Ltd.


Antigua und Barbuda
-http://www.aob.ag

Zu dieser Bank muß man nicht viel sagen. Schauen Sie sich den "umfangreichen" annual report der Bank an (-http://www.aob.ag/off-line/about/annual/aob-audited-annual-report-2003.doc) und fahren Sie nach Antigua allenfalls, wenn Sie dort einen schönen Urlaub verbringen wollen.


Bahamas

Bank Leu Limited
-http://www.leu.com
Bank Leu combines professionalism, security and discretion with leading-edge technologies, innovative products and a strong focus on performance.

Barclays Bank in the Bahamas
-http://www.firstcaribbeanbank.com/where.html#bahamas
Barclays provides a full range of banking services.

s. auch "First Caribbean Bank"

Citco Bank and Trust Company (Bahamas) Ltd
-http://www.citco.com/
The Citco Group is a financial service collective that offers a unique combination of services to protect, preserve, and enhance the assets of individuals, companies and institutions worldwide.

Corner Bank (Overseas) Limited
-http://www.cornerbank.ch/
The Corner Bank has a globally diversified strategy and takes account of risk diversification.

Credit Suisse (Bahamas) Ltd
-https://entry.credit-suisse.ch/csfs/p/pb/en/locations/bahamas/bhm_private.jsp
Offers full Private Banking, trust and estate planning services. Credit Suisse (Bahamas) Ltd. is a wholly owned subsidiary of Credit Suisse Group thus enjoying access to global markets and to the resources of a world-wide organisation.

Finter Bank & Trust (Bahamas) Ltd
-http://www.finter.ch/fbz/facts/structure/bahamas/index.html
Finter Bank Zürich provides international and domestic clients with all the advantages of Swiss private banking.

Guaranty Trust Bank Limited
-http://www.guarantybahamas.com/
A private Bank with a full, unrestricted Banking and trust license and a mutual fund administrators license to conduct business from the Commonwealth of The Bahamas.

Hottinger Bank & Trust Limited
-http://www.hottinger.com/lang/fr/thegroup/nassau/index.php
Hottinger is a family-owned group with a broad international presence, combining contemporary financial management techniques with traditional portfolio management values.

Leadenhall Bank and Trust Company
-http://www.leadenhallbahamas.com/
Leadenhall is the oldest privately owned bank and trust company in The Bahamas. A Bahamian financial institution where 80% of the shares are Bahamian owned. Since it was granted a bank license in 1998, the company has doubled in size, offering expanded opportunities for individuals worldwide.

Lombard Odier Darier Hentsch Private Bank & Trust Ltd.
-http://www.lombardodierdarierhentsch.com/
Services for Private Clients and Trust Services

Oceanic Bank and Trust Limited
-http://www.oceanic.bs/main.asp
Oceanic Bank is wholly owned by The Teekay Foundation. Incorporated in 1982, Oceanic Bank currently has an unrestricted bank and trust company license by the Bahamian Minister of Finance.

Pictet Bank & Trust Ltd
-http://www.pictet.com/en/home/offices/nassau.html
Pictet has a wealth of experience covering all aspects of international investment, a skill that requires in-depth knowledge of markets from around the world.

Royal Bank of Cananda
-http://www.rbcprivatebanking.com/
A full service international private bank offering a variety of services tailored for high net worth, sophisticated investors and corporate institutional clients.

SG Hambros Bank & Trust (Bahamas)Limited
-http://www.sghambros.com/
SG Hambros is a private bank providing a comprehensive wealth management service.

The Private Trust Corporation Limited
-http://www.privatetrustco.com/
The Private Trust Corporation Limited ("PTC") is a Bahamian licenced bank, trust company andÝ mutual fund administrator.

UBS (Bahamas) Ltd
-http://apps.ubs.com/locationfinder/searchForm.do?GeoEntityId=28&GeoEntityType=3
With head offices in Zurich and Basel, UBS operates in over 50 countries and from all major international financial centers. Their global physical presence is complemented by offering clients products and services via a variety of different channels – from the traditional retail bank to sophisticated, interactive online tools.

Winterbotham Trust Company Limited
-http://www.winterbotham.com/english/home/index.asp
Winterbotham is a bank and trust company and fund administrator offering financial, fiduciary and corporate services to institutions, entrepreneurs and companies.


Generell kann man zu dem Standort Bahamas festhalten, daß dieser zwar ein guter und seriöser Bankenstandort ist; die Inseln stehen allerdings - ebenso wie die Cayman Islands - unter der scharfen Überwachung durch die IRS.


Bermuda Islands

Bank of Bermuda Ltd
-http://www.bankofbermuda.com/
The Bank of Bermuda is "structured to deliver the benefits of ouroffshore presence, multi-jurisdictional capabilities and global perspective for all our corporate and private clients' requirements."
They have played an important role in making Bermuda an international financial centre. 6 Front Street, Hamilton HM 11, Bermuda Telephone: (441) 299-5958Ý Fax: (441) 299-6508

Bank of Butterfield Ltd
-http://www.butterfieldbank.com/web2000/home1.html
The Bank of N. T. Butterfield & Son Limited. International Offices, Asset Management, Corporate Finance and Banking. 65 Front Street, Hamilton, Bermuda.Telephone: (441) 295-1111 ï Fax: (441) 292-4365

Bermuda Commercial Bank Ltd
-http://www.bermuda-bcb.com/eb/eb/en/start.html
Incorporated in 1969, then as Bermuda Provident Bank Limited. Its name was changed in 1984. It has about 63 employees. Its majority non Bermudian shareholder is First Curacao International Bank NV, which acquired the bank in May 1993 from Barclay's Bank. It is for international business only.

Capital G Bank Limited
-http://www.capital-g.com/
CAPITAL G offers international banking services and is one of the largest independent integrated financial services organizations in Bermuda.

Die Bermuda-Inseln sind nach wie vor ein sicherer Standort, auf den auch die IRS noch keine erkennbar drastischen Zugriffe unterhält.


Anguilla


Nevis


BVI

Privatkonten, die bei Banken auf den BVI eröffnet werden, unterliegen den EU-Richtlinien über die Quellensteuer, die an das jeweiligen Heimatland des Kontoinhabers abgeführt werden muß.

"...
MEMO/05/228

Brussels, 30 June 2005

Savings Taxation: frequently asked questions
What EU savings tax measures will have effect on 1 July?

The EU Savings Taxation Directive will become applicable on that date. So will the savings taxation agreements that the EU has concluded with Andorra, Liechtenstein, San Marino, Monaco and Switzerland and that the individual EU Member States have concluded with the ten dependent and associated territories of the UK and the Netherlands (Anguilla, Aruba, the British Virgin Islands, the Cayman Islands, Guernsey, the Isle of Man, Jersey, Montserrat, the Netherlands Antilles and the Turks & Caicos Islands).
..."

EUROPA - Rapid - Press Releases

"companies" sind hiervon ausgenommen.


Niederländ. Antillen

(Saba, St. Eustatius, St. Maarten einerseits und Curacao, Bonaire und Aruba andererseits)

Hier habe ich doch noch eine schöne Offshore-Klitsche auf Curacao gefunden,

[-http://bcbbank.com/

die als Korrespondenzbank die Standartbank in New York hat.

Dummerweise ist diese Offshore-Bank nur für diejenigen interessant, die der spanischen Sprache mächtig sind, andernfalls: no entiendo !!!

Falls jemand die Leistungen dieser Bank in Deutsch mitteilen kann, wäre ich sehr dankbar.

Privatkonten, die bei Banken auf den Niederländischen Antillen eröffnet werden, unterliegen den EU-Richtlinien über die Quellensteuer, die an das jeweiligen Heimatland des Kontoinhabers abgeführt werden muß.

siehe BVI



__________________
.

Beste Grüße

tropico


tropico@business-podium.com

Tropico Ltd. - Belize - Offshore Services